Become a ski pro


Skiing Insurance: Small Print With Big Importance

THE  SKIER  & SNOWBOARDER MAGAZINE, WINTER 01her resort and underwent an operation. On her
return to England, she could barely move her
IN the last two articles in this series, weleg, and although we have been able to offer
offered advice on how to prepare your bodysome relief with intensive physiotherapy, she
for the rigours of the slopes, to help reducecould  have  a limp for the rest of her life.
the likelihood that you will injure yourself.
Another part of your holiday preparationIn order to ensure that your holiday does not
should be spending time researching yourend  in  disaster,  you  should:
travel insurance. Should the worst happen,
and you do injure yourself, your situation• Take care to read the small print of
could get dramatically worse if you then findyourtravel  insurance.
out that your insurance does not cover you as
comprehensively  as  you  originally thought.• If you are unlucky enough to injure
yourself, do not be afraid to ask for a
It is a little known fact that many insurancesecond opinion or request to see the local
policies only cover the cost of medical aidspecialist.
while the individual is abroad. This makes it
very tempting to have whatever treatment is•  Ensure  that you are fully assessed.
needed immediately after the accident, while
still abroad. This can be a false economy• If your insurance does cover you and
and, in some cases, do more harm than good. Iyou are able to travel with your injury, it
have see some patients who have taken thisis better to return to England for further
course of action and have had to surgicallymanagement.
correct injuries. This is because they have
been operated on too soon after the accident.Hopefully, if you follow this advice, and
maintain your stamina and strength with the
To give you an example of the damage that canstretches and exercises previously featured,
be done, I recently treated a woman whoyou will be fully prepared and ready to
injured her knee on the slopes. She hadtackle even the most difficult of challenges.
followed the advice of the medical staff at



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